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Ask Sabina |
| Q: Why wouldn’t my homeowner’s policy be sufficient to cover any claims? A: This is a question I hear all the time! On a humanitarian level, insurance companies are sympathetic to persons who have undergone a loss or crisis. That said, they still require proper documentation for claims. Insurance industry claims and reimbursement are based on what they call “standards” and “assumptions.” For example, unless you specifically furnish them with documentation stating you have a valuable 50-inch plasma TV, with a value of over $7000, your “color TV” claim may only be reimbursed as a “standard” 27 inch set, worth around $400. Check with your insurance provider.  Don’t see an answer to your question? Do you want to schedule an inventory? Contact us by email or phone us at 310.210.3920.
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