Q: I already have receipts and appraisals of my jewelry and antiques, so wouldn’t this be enough? Why would I need pictures or video to include them in an inventory?

A: Well, certainly you are farther ahead of the game than many people! But what would happen if Grandpa Bernard’s antique pocket watch was stolen? Sure, you would recoup the value that was declared on your policy, plus a bit more, with adjustment to today’s values. But how would you go about describing this watch to the police or an antique dealer without close-up visual documentation? And how could you put a dollar amount on the sentimental value of this treasure? At least with photos, you could locate a similar watch to pass on to
your heirs, should you want to do this. Or you would
have a much better chance of finding and claiming the watch, should it surface in a pawnshop or police
round up.



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